Canadian Income Tax Calculator — Every Province

Enter your gross annual salary, pick your province, and see estimated federal + provincial tax, CPP/EI contributions, and your take-home pay.

⚠️ For general understanding only. This is an estimate based on published federal and provincial tax brackets (2026). It does not cover every credit, deduction, or personal situation. Actual amounts vary — verify with the CRA or an accountant before making financial decisions.

Calculate Your Taxes

Province or territory Gross annual employment income ($)

Include CPP/QPP Include EI/QPIP

Estimated Annual Take-Home

Gross annual income
Federal tax
Provincial tax
Basic personal amount credits (fed + prov)	−$0
CPP contributions
EI premiums
Total deductions
Take-home pay / year

Frequently Asked Questions

How do Canadian income taxes work?
Canada has progressive taxation: income is taxed in layers (brackets), each layer at a higher rate. You pay federal tax to Ottawa and provincial tax to your province, calculated separately.

What is the basic personal amount?
The first ~$16,000 of everyone's income is essentially tax-free through non-refundable credits. Both federal and provincial levels have their own BPA.

Are CPP and EI included?
They're optional toggles above because this tool is for getting a general idea. CPP (Canada Pension Plan) and QPP (Quebec) are retirement contributions; EI (Employment Insurance) insures against job loss. Quebec uses QPIP instead of standard EI.

Why doesn't my real paycheque match?
Real payroll includes other items this estimate skips: RRSP/pension contributions, union dues, benefits premiums, other credits, and exact employer withholding tables.

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